RESOURCES

CREDIT MONITORING & CREDIT FOR RENT: 

Smart Credit: https://www.smartcredit.com/?PID=84755

This is a tri-merged credit monitoring service. We partner with this company! Highly RECOMMEND! 

Credit Karma: https://www.creditkarma.com/

This is a free service that displays scores from both Equifax and TransUnion.

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Annual Credit Report: https://www.annualcreditreport.com/index.action

Get a free copy of your credit report every 12 months from each credit reporting company.

BoomPay: https://www.boompay.app/boomreport?source=NEOVALOR

Have your rent payments to be reported on your TransUnion, Equifax and Experian credit reports, thus improving your credit rating. We partner with this company! Highly RECOMMEND!

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CREDIT CARDS & AUTO LOANS: 

CreditCard Broker: https://www.creditcardbroker.com/promos/feed15562

Low interest credit cards and auto loans regardless of credit. Highly RECOMMEND!

VICTIM OF IDENTITY THEFT:

FEDERAL TRADE COMMISSION: https://www.ftc.gov/ 

If you feel your rights have been violated or identity may have compromised, contact this office immediately.

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PROBLEMS PAYING YOUR BILLS: 

National Consumer Credit Counseling 800-388-2227 (they will provide the location and phone number of an

office closes to you) https://www.nfcc.org/​

HAVE A COMPLAINT? COMPANY/CREDIT BUREAU NOT RESPONDING TO DISPUTE LETTERS?

CONSUMER FINANCIAL PROTECTION BUREAU: https://www.consumerfinance.gov/complaint/

CREDIT SCORE RANGE:

300-579 Very Poor

​580-669 Fair

​670-739 Good

​740-799 Very Good

​800-850 Exceptional

CREDIT BUREAUS:

Experian

PO Box 9701

Allen, TX 75013

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Equifax Information Services, LLC

PO Box 740256

Atlanta, GA 30374-0256

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TransUnion

PO Box 2000

Chester, PA 19016